PROPERTY & CASUALTY COVERAGE

Comprehensive protection for your home, personal property, and liability. Coverage can be customized to include replacement cost protection, water backup, flood, earthquake, and additional endorsements to safeguard one of your most valuable assets. 

Flexible auto policies covering liability, collision, comprehensive, uninsured/underinsured motorists, and medical payments. Options include multi-vehicle discounts, safe driver programs, and enhanced coverage for high-value or specialty vehicles. 

Affordable protection for tenants, covering personal belongings, loss of use, and liability. Renters policies ensure peace of mind without the high cost of insuring a physical structure. 

Extended liability protection that sits on top of your home, auto, or business policies. Umbrella coverage provides additional limits to protect against large claims, lawsuits, or catastrophic events. 

Coverage tailored to farmers and agricultural businesses, including property, equipment, livestock, and liability protection. Flexible policies ensure both personal and commercial farming operations are fully protected. 

A bundled solution for small and mid-sized businesses that combines property insurance, general liability, and business interruption coverage into one cost-effective policy. 

Protection for buildings, equipment, inventory, and other business assets against fire, theft, vandalism, and natural disasters. Coverage can be expanded to include business income loss and extra expenses. 

Policies designed for business vehicles, whether a single company car or an entire fleet. Coverage includes liability, collision, physical damage, and non-owned/hired auto liability. 

Required coverage that protects employees injured on the job by covering medical expenses and lost wages. Properly structured plans also help employers reduce liability exposure. 

Foundational coverage for any business, protecting against claims of bodily injury, property damage, and personal/advertising injury. Essential for contractors, service providers, and retail businesses alike. 

Specialized packages for trades such as general contractors, electricians, plumbers, and HVAC professionals. Coverage can include general liability, tools and equipment, workers’ comp, and commercial auto. 

Extra layer of liability protection beyond the limits of general liability, auto, or workers’ comp policies. Ensures businesses are protected against catastrophic claims or lawsuits.