INDIVIDUAL COVERAGE SOLUTIONS

Tailored health plans for individuals and families who are not covered through an employer. Options include Affordable Care Act (ACA) marketplace plans, off-exchange private insurance, and short-term medical coverage, giving clients the flexibility to choose benefits and networks that meet their healthcare needs and budgets. 

Dedicated Medicare specialists guide individuals through enrollment and plan selection. Offerings include Medicare Supplement (Medigap) Plans, Medicare Advantage (Part C), and Prescription Drug Plans (Part D), ensuring seniors and eligible individuals have access to comprehensive and affordable healthcare coverage. 

Individual life insurance options ranging from term life for affordable protection to permanent life policies (whole life, universal life) that provide lifelong coverage and potential cash value accumulation. 

Income protection policies designed for individuals to safeguard against financial hardship in the event of illness or injury. Plans are customizable to provide short-term or long-term coverage. 

Individual coverage that helps pay for nursing home, assisted living, or in-home care. This protects personal assets and reduces the burden on family members when extended care is required.